Privacy Policy

Last updated: [DATE]

⚠️ DRAFT — for attorney review before this site begins selling leads. Bracketed items need business details.

1. Who We Are

Healthcare Quote Now ("we," "us") operates healthcarequotenow.com, a service that connects consumers seeking insurance information with licensed insurance agents and insurance companies ("Marketing Partners"). We are not an insurance company or a government agency, and we are not affiliated with the federal Medicare program or Healthcare.gov.

2. Information We Collect

Information you provide: name, phone number, email address, ZIP code, age range, household size, estimated income, coverage interests, and any other details you submit through our quote forms or when you call us.
Information collected automatically: IP address, device and browser type, pages visited, referring URLs, and interactions with our site, collected via cookies and similar technologies, including analytics and advertising pixels.
Consent records: we record the date, time, form, IP address, and the exact consent language you agreed to when submitting a request.

3. How We Use Your Information

To connect you with one or more licensed insurance agents or Marketing Partners who can provide quotes;
To contact you about your request by phone, text message (SMS), and email, consistent with the consent you provided;
To operate, analyze, and improve our website and marketing;
To comply with legal obligations and maintain records of consent.

4. How We Share Your Information

When you submit a quote request, you direct us to share your information with the Marketing Partner(s) identified in the consent disclosure on the form, so they can contact you about insurance products. We may also share information with service providers who operate our website, communications, and analytics on our behalf, and as required by law.

5. Telephone and SMS Communications

By submitting a form with your telephone number and agreeing to the consent language displayed, you provide prior express written consent to be contacted by us and the identified partner(s) at that number, including through automated technology and prerecorded messages. Consent is not a condition of purchase. You may revoke consent at any time by replying STOP to texts or informing a caller. Message and data rates may apply.

6. Your Privacy Rights

Depending on your state, you may have rights to access, delete, correct, or obtain a copy of your personal information, and to opt out of the sale or sharing of personal information and targeted advertising. To exercise rights: [privacy@healthcarequotenow.com] or [toll-free number]. We will verify your request and respond within the timeframe required by law. We do not discriminate against you for exercising privacy rights.

7. Cookies and Tracking

We use cookies, pixels, and similar technologies. You can control cookies through your browser settings and, where available, our cookie consent banner.

8. Data Security and Retention

We use commercially reasonable safeguards including encryption in transit. We retain lead and consent records for as long as needed for business and legal compliance purposes.

9. Children

Our services are not directed to individuals under 18, and we do not knowingly collect information from children.

10. Changes and Contact

We may update this policy and will post the revised date above. Questions: [business mailing address], [email], [phone].