TERMS OF USE

IMPORTANT NOTICE REGARDING WEBSITE CONTENT

The information and content (referred to as "Content") on this website is provided for general educational purposes only. It is important to note that the Content cannot replace the relationship that you have with your health care professionals. The Content on this website should not be considered medical advice. In the event of a medical emergency, it is essential that you do not rely on any information on this site and instead seek appropriate emergency medical assistance, such as calling "911." It is always advisable to consult your health care professionals for accurate diagnosis and treatment, including information regarding the suitability of specific drugs or treatments for your condition. None of the information on this website represents or guarantees the safety, appropriateness, or effectiveness of any particular drug or treatment for you. Please be aware that health information is subject to rapid changes, and it is always best to verify the information with your health care professionals.

INTENDED AUDIENCE AND THERAPEUTIC INFORMATION

This website is intended for use by a U.S. audience. If you reside outside the United States, you may come across information on this website about products or therapies that are not available or authorized in your country. The Content may include information regarding therapeutic and generic alternatives for certain prescription drugs, as well as descriptions of uses for products or therapies that have not received approval from the Food and Drug Administration. Please note that such Content is provided for informational and cost-comparison purposes only and should not be considered medical advice. It does not replace consultation with a doctor, pharmacist, or other health care professional. To determine if an alternative prescription drug is suitable for you, it is crucial to consult your health care provider.

REQUIRED DISCLOSURES

For more information about required disclosures and details pertaining to your use of this website, please refer to the relevant section on our website.

AGREEMENT AND TERMS

These Terms of Use ("Terms") govern your use of this website and constitute a legally binding agreement between you (the user of this website) and Health Care Quote Now. If you are assisting another person in using this website, these Terms also constitute a legally binding agreement between both the assisting party and the user, and Health Care Quote Now. The terms "we," "our," "us," and "Company" refer to Health Care Quote Now. and its affiliate entities.

By using this website, you agree to abide by the most recent version of these Terms, as well as our Privacy Policy. Please note that we may modify these Terms at any time, and any such changes will be posted on this website or a similar page. It is your responsibility to review these Terms each time you use this website. By continuing to use this website, you consent to any changes made to our Terms.

By using this website, you acknowledge and agree that the Company may monitor your activities on this website at any time. The Company may utilize the results of such monitoring without limitation, subject to applicable law.

If you enter into any other agreement with the Company or any of its affiliates, such as an agreement pertaining to health plan coverage with one of the Company's licensed insurance company affiliates, these Terms are in addition to the terms specified in such other agreement. Please be aware that entering into this agreement, visiting this website, or agreeing to these Terms does not guarantee your eligibility to receive coverage from us for any plan offered through this website or otherwise.

LICENSE TO USE THIS WEBSITE AND CONTENT OWNERSHIP

Subject to these Terms, the Company grants you a personal, non-transferable, nonexclusive, revocable, and limited license to view the Content on the website. This license is solely for the purpose of collecting information regarding plans offered by our affiliated insurance carriers and engaging in related activities.

NO WARRANTIES

ALL CONTENT ON THIS WEBSITE IS PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” BASIS. THE COMPANY, ALL THIRD PARTIES, IF ANY, PROVIDING CONTENT FOR THIS WEBSITE, AND ALL THIRD PARTIES PROVIDING SUPPORT OR INFORMATION FOR THIS WEBSITE (COLLECTIVELY, WEBSITE-RELATED-PARTIES”) HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.

THE WEBSITE-RELATED-PARTIES MAKE NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF ANY CONTENT AVAILABLE THROUGH THIS WEBSITE. WITHOUT LIMITING THE FOREGOING, THE WEBSITE-RELATED-PARTIES SPECIFICALLY DO NOT REPRESENT OR WARRANT THAT ANY INFORMATION REGARDING PARTICULAR PLAN BENEFITS OR SCOPE OF COVERAGE IS ACCURATE OR COMPLETE. THE WEBSITE-RELATED-PARTIES MAKE NO REPRESENTATIONS OR WARRANTIES THAT USE OF THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE. YOU ARE RESPONSIBLE FOR TAKING ALL
PRECAUTIONS NECESSARY TO ENSURE THAT ANY CONTENT YOU MAY OBTAIN FROM THIS WEBSITE IS FREE OF VIRUSES AND ANY OTHER POTENTIALLY DESTRUCTIVE COMPUTER CODE.

Some states do not allow limitations on implied warranties, so one or more of the above limitations may not apply to you.

LIMITATION OF LIABILITY

YOU AGREE THAT NONE OF THE WEBSITE-RELATED-PARTIES SHALL BE LIABLE FOR ANY DAMAGE RESULTING FROM YOUR USE OR INABILITY TO USE THIS WEBSITE OR THE CONTENT. THIS PROTECTION COVERS CLAIMS BASED ON WARRANTY, CONTRACT, TORT, STRICT LIABILITY, AND ANY OTHER LEGAL THEORY. THIS PROTECTION COVERS THE WEBSITE-RELATED-PARTIES, INCLUDING ALL AFFILIATES, AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS. THIS PROTECTION COVERS ALL LOSSES INCLUDING, WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, AND PUNITIVE DAMAGES, PERSONAL INJURY/WRONGFUL DEATH, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION. THE TOTAL, CUMULATIVE, LIABILITY OF THE WEBSITE-RELATED-PARTIES, INCLUDING ALL AFFILIATES, AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS, IF ANY, FOR LOSSES OR DAMAGES SHALL BE LIMITED TO THE AMOUNT OF YOUR ACTUAL DAMAGES, NOT TO EXCEED U.S. $100.00. THE LIMIT OF LIABILITY MAY NOT BE EFFECTIVE IN SOME STATES. IN NO EVENT SHALL THE WEBSITE-RELATED-PARTIES, INCLUDING ALL AFFILIATES, AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS, BE LIABLE TO YOU FOR ANY LOSSES OR DAMAGES OTHER THAN THE AMOUNT DESCRIBED ABOVE. ALL OTHER DAMAGES, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE, RESULTING FROM ANY USE OF THE WEBSITE OR CONTENT ARE EXCLUDED EVEN IF THE WEBSITE- RELATED-PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT YOU USE THIS SITE AT YOUR OWN RISK. IF YOU ARE DISSATISFIED WITH THIS WEBSITE OR THE CONTENT, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE.

The foregoing limitation of liability is not applicable to residents of New Jersey. With respect to residents of New Jersey, the released parties are not liable for any damages unless such damages are the result of our negligent or reckless acts or omissions; and the released parties are not, in any case, liable for indirect, incidental, special, consequential or punitive damages.

You acknowledge and agree that Company’s suppliers and vendors are third-party beneficiaries of these Terms, with the right to enforce the limitations of warranty and liability set forth herein with respect to the respective technology of such suppliers and Company.

Governing Law and Statute of Limitations

The laws of the state of Texas govern these Terms and any cause of action arising under or relating to your use of the website, without reference to its choice-of-law principles. You agree that the only proper jurisdiction and venue for any dispute with the Company, or in any way relating to your use of this website, is in the state and federal courts in the state of Texas, U.S.A. You further agree and consent to the exercise of personal jurisdiction in these courts in connection with any dispute involving the Company or its employees, officers, directors, agents and providers. If any provision of these Terms is determined to be invalid under any applicable statute or rule of law, such provision is to that extent to be deemed omitted, and the balance of the agreement shall remain enforceable.

Before seeking legal recourse for any harm you believe you have suffered arising from or related to your use of this website, you agree to inform us in writing and to give us 30 days to cure the harm before initiating any action. You must initiate any cause of action within one year after the claim has arisen, or you will be barred from pursuing any cause of action.

Unless you are a resident of New Jersey, you must initiate any cause of action within one year after the claim has arisen, or you will be barred from pursuing any cause of action.